AI-Powered
Affordability Coach
Conversational AI chat that builds a personalized affordability estimate
27 Calculators. One Platform.
The Complete Mortgage Calculator Library
Every tool your borrowers need to plan, qualify, save, and decide — embeddable on your site, fully branded, with AI-powered guidance built in.
Qualification & Readiness
Determine affordability, borrowing power, debt ratios, and purchase readiness.
AI-Powered
Buyer Readiness Score
0-100 readiness score with factor breakdown + AI advisor assessment
AI-Powered
Soft Pre-Qual Estimator
Estimated loan range, qualifying programs + AI advisor assessment
Debt-to-Income Ratio
Calculate your DTI ratio
AI-Powered
DTI Optimizer
Debt-to-income breakdown, payoff priority ranking + AI advisor assessment
Income Required
How much income do I need to qualify?
Mortgage Affordability
Full payment breakdown with DTI analysis, max home price, and amortization
Payment & Mortgage Planning
Understand monthly payments, loan structures, and long-term financial impact.
Mortgage Payment
Monthly payment with amortization chart
Full Mortgage Payment (PITI)
Taxes, insurance & PMI breakdown with extra payments and amortization table
Affordability
How much home can I afford?
AI-Powered
ARM vs. Fixed
Year-by-year payment comparison, crossover analysis + AI advisor assessment
Loan Term Comparison
Compare 15, 20, and 30-year terms
Future Home Value
Estimate your home's future value
3-2-1 Buydown
Calculate the total subsidy cost and year-by-year payment savings for a 3-2-1 temporary rate buydown
2-1 Buydown
Calculate the total subsidy cost and year-by-year payment savings for a 2-1 temporary rate buydown
1-1 Buydown
Calculate the subsidy cost and first-year payment savings for a 1-1 temporary rate buydown
Savings & Optimization
Identify opportunities to improve affordability and reduce borrowing costs.
AI-Powered
PMI Optimizer
LTV breakdown, ranked PMI elimination strategies + AI advisor assessment
AI-Powered
Down Payment Strategy Planner
Compare 3.5%, 5%, 10% and 20% down scenarios + AI advisor assessment
Biweekly Payment Savings
How much could biweekly payments save?
Closing Costs
Estimate your closing costs
Early Payoff
How much can you save by paying off your mortgage early?
Prepayment Savings
Compare extra monthly, one-time, and annual prepayments to see interest savings and time saved
Refinance & Equity
Evaluate refinancing opportunities and homeownership strategies.
Should I Refinance?
Compare current vs new mortgage costs
AI-Powered
Refinance ROI
Break-even analysis + AI advisor assessment
AI-Powered
Rate Scenario Planner
Compare lock-now, wait, and buy-down rate scenarios + AI advisor assessment
Rent vs Buy
Is buying better than renting?
AI-Powered
Rent vs. Buy Analyzer
Year-by-year wealth projection, break-even analysis + AI advisor assessment
Bring This Library to Your Website.
Every calculator above is brandable, embeddable, and ready to capture leads from day one.